A friend of mine just admitted to me a big money problem… She has a little over $200,000 in CASH sitting in her checking account! 😳 Hot dang! That’s a lot of moolah!!! Some of you might be thinking, “What’s the problem? That’s awesome! I wish I had that much in savings!”... Well, the problem is, her money isn’t actually invested in anything. It has wicked
Money Management
1 in 10 People in the U.S. Have Missing Money. Here’s How to Claim Yours.
Hey money lovers!!! I just learned about an AWESOME website that helps you find unclaimed money that is owed to you! Maybe this is old news for some of you, but this is the first time I’d ever heard of it. Searching last night I found more than four hundred dollars in missing funds and payments for some of my friends and family!!! (Sorry for all the exclamation marks, I’m
Is Brewing Your Own Beer Cheaper Than Buying? Yes, After 261 Beers!
I'd like to introduce you to Jeffery, my kegerator… I built Jeffery back in 2014. He cost about $1,500 in parts to make and is the cornerstone of my homebrew operation. I’ve been brewing my own beer, cider, and hard seltzer for about 7 years now, and while I still like sampling local craft beer and buying the odd case from the store, most of what I drink these days is
6 Tips to Becoming a Ninja Tax Organizer
I used to hate filing my taxes. Every year I would complain, procrastinate, make excuses, then finally on deadline day I would take a messy stack of forms to my tax guy and cry for last-minute help. It wasn’t fun at all. Then something changed. I grew up. I put a system in place. And lucky I did! Today, even though my tax situation is more complicated than most families’,
2021 Financial Goal-Setting and the Fresh Start Theory
Have you ever heard of the “fresh start theory”? It’s basically a theory that people are more likely to tackle and achieve their goals if they begin them on a landmark date ... Like the 1st of the month, their birthday, January 1st, or any date of significance. Landmark dates are motivating. They mark the exact date when you stop being the old you, and start being the new
HM Bradley: A 3% Interest Checking Account Based on your Savings Rate
I just learned about a cool new bank that some of you nerds might like. It could be a great tool if you are currently building up an emergency fund, saving up a down payment for a house, OR, if you want to earn a decent interest rate on an existing pile of cash! This bank is called HMBradley, and they offer a 3% interest rate on regular checking accounts. Pretty dang
Bad Excuses to Spend Money 💵 🤷♂️ 💵
What’s worse than watching your friends spend money on crap they don’t need? I’ll tell you... It’s hearing them afterwards try to convince you why their purchases were actually good choices! My buddy recently bought a brand new Audi A4. Very sleek and sexy car. And while I’m really stoked for him and want him to enjoy the finer things in life, his reasons for the purchase
Sequence Of Returns Risk – Why You Should Care
Sequence of returns risk? Sounds like something only old, rich, retired people have to worry about... As long as I save up 25X my annual expenses and hit my FI number, I never have to worry about money ever again, right? Wrong. Sequence of returns risk is the No. 1 risk that can cause early retirees to run out of money. So pay attention my young FIRE friends... this stuff
The “Great Wealth Transfer” Has Begun …
This article is about The Great Wealth Transfer. But before we get to that, a quick hypothetical question to help me explain why this is so important ... What would happen if you took all the money in the world and split it up evenly across all the people in the world? Let’s say there’s $360 trillion in ‘wealth’ floating around the world right now, and we divided it up
The 100-Day Financial Goal Journal!
Morning, friends!!! Welcome back to everyone who wasn't scared away from yesterday's post! ;) One of my favorite Canadian bloggers just released an AWESOME new money journal out there, and wanted to make sure y'all were aware of it as it looks pretty good! And unlike other typical $$$ journals, this one helps you to *hone into* more specific goals to shoot for, and then
