Saving is Sexy!

Here’s a bunch of articles on saving money below :) And that title up there was the original one for this blog before I realized it was taken! haha… so Budges Are Sexy it is ;)

How To Never Retire

April 11, 2019
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A reader passed this over to me yesterday and thought it was pretty good :) (Thanks Richard!) “A 20-Step Guide to a Horrible Retirement” via Business Insider Would have made for an excellent April Fool’s post had I seen it earlier! Haha… Here are my favorites from the list: Keep thinking retirement is so far in the future that there’s no need to act now […]

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Should we go for a 15 year or 30 year mortgage?

April 10, 2019
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Morning! Wanna ask your advice in a moment, but let me hit you with a quick status of where we are in our home purchasing journey so far as I know you’re on the edge of your seats over there ;) The Mrs. has abolished the back up idea of renting so we’re now 100% on for owning! Which I *think* I’m okay with now, […]

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12 Excellent Money Hacks For Ya

April 4, 2019
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My database of tips is filling up again, so time to pour them out! Here are a bunch of notes people have shot me in recent months to better help them speed up their savings or stay motivated… Maybe something here will spark joy in your wallets too? ;) ****** The Scoring System Hack My focus this year has been to really pay attention to […]

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More mental accounting forms: the “endowment effect” and “nudge theory”

March 28, 2019
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So I found out there’s a term for what we were talking about the other day on treating your money differently depending on how you get it! It’s called “mental accounting” and apparently is a pretty popular thing, based on work by Nobel Prize recipient, Richard Thaler :) Here’s a description of it from Investopedia: Mental accounting refers to the tendency people have to separate […]

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Do you treat your money differently depending on *how* you get it?

March 25, 2019
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Was thinking about the way I spend my money, and noticed how drastically I treat it depending on *how* exactly I come across it ;) For example: Money I get as gifts: Time to spend away!! And almost always towards *wants* vs needs and those things I’d never go out and buy for myself but deep down really want, haha… So basically – the best […]

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Are you a member of the Mileage High Club?! ;)

March 11, 2019
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Glanced down at my odometer last week and realized my Lexi had crossed 100,000 miles!!! Woo! Went to humble brag about it over on Twitter because what proud parent wouldn’t?!, and was quickly put to shame by just about the entire financial community, haha… Here’s what I wrote: And then here’s what I had to deal with: “Is 100,000 a lot to some people?” – […]

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A Saver Checklist + Tips!

February 26, 2019
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In celebration of “America Saves Week” (a real thing going on right now!), here’s a checklist to see how prepared or not you are ;) Go down the list and see how many you can check off! Per AmericaSaves.org: (my answers on right) Have a financial plan with savings and debt management goals. ✅ Don’t rely on financial windfalls from gambling or winning the lottery. […]

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When was the last time you treated yourself?

February 21, 2019
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When was the last time you really treated yourself to something? Are you happy about it? Caught this article on Business Insider and got me dreaming away the morning ;) The CEO of a marketing agency grants 10 of his employees’ wishes each year instead of giving them year-end bonuses Clever! A magical CEO Fairy where all you have to do is ask for what […]

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17 Hacks to Reach FIRE Faster

February 19, 2019
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Last week I asked y’all what hacks you’re doing right now to reach FIRE faster, and your answers were just as creative as they were helpful ;) Since not everyone scans the comments or reads my inbox though (at least I hope you can’t scan my secrets inbox?!), I wanted to highlight some of my favorite tips here in case you’re looking to speed up […]

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How to Get Health, Wealth and Comfort… in 1890

February 15, 2019
west end park - rockville

It’s time to go back in the financial time-machine again! This time to 1890 where this magnificent pamphlet was created to help you get more health, wealth and comfort at the turn of the century… [“Peerless Rockville: How to Get Health, Wealth, Comfort” by Henry N. Copp] There’s a hidden agenda inside (the publishers want you to buy a lot in their new community they’re […]

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Hack #1308: Put yourself in situations where you can’t even spend if you wanted to!

February 11, 2019
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Had to laugh at this recent comment on our Stamp Hustling post: “It’s easier to hit a high savings rate when you’re underwater for 90-day patrols.” Haha… It came from our retired submariner friend, Nords, who RACKED UP the money while out on deployments, and yet it highlights a pretty simple – but obvious! – point: If you don’t have a way to spend your […]

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Are you a Showroomer or a Webroomer?

January 23, 2019
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Heard these terms the other day and had no idea they were “a thing!” Showrooming: when you visit a store to check out a product, but then go home and purchase it online. Webrooming: when you research products online first, and then go to the store to check it out/purchase. Real quick without thinking too much – which do you fall into most? For BIG […]

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Don’t forget to load up on Forever Stamps this week!

January 22, 2019
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The price of forever stamps rises to 55¢ this Sunday! An increase of 5 cents from the 50 cents it’s currently at! There’s also a bunch of other price changes happening with postage – more info here: USPS Announces Postage Rate Increase – Starts January 27, 2019 If you still like – and remember – how to write letters, now would be a good time […]

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A Bunch of #Wins Martin Luther King Would Be Proud of ;)

January 21, 2019
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Happy MLK Day! Did you know he was also a personal finance proponent back in the day? He once wanted to get what he and others called a “Freedom Budget” going that offered up a “practical, step-by-step plan for wiping out poverty in America during the next 10 years.” Which of course we’re still a ways away from these days (hell – we can’t even […]

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