Saving is Sexy!

Here’s a bunch of articles on saving money below :) And that title up there was the original one for this blog before I realized it was taken! haha… so Budges Are Sexy it is ;)

Resource of The Month: Debt Free Coloring Charts!

May 17, 2019
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Just saw these featured in a FinCon newsletter and they are brilliant!! Debt free charts! To color in and keep you motivated! **FOR FREE!!** You can click here to grab them if you’re too excited to read any further (haha…) — DebtFreeCharts.com — or just keep scrolling to get a good peek at them before kissing away your debt ;) There are over 80 sheets […]

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6 more $$$ hacks!

May 9, 2019
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Here are a bunch more hacks to add to that FIRE Spreadsheet ;) I was going to wait until I had a little more saved up, but some of these were just way too good to be hidden for long! Haha… Tips don’t do anyone good just sitting in the inbox :) Hope you find something new to try! ***** The Landfill Trigger Here’s a […]

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*How* we grew our net worth to $900k

May 6, 2019
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It dawned on me the other day that unless you’ve been reading the blog for a while, you probably haven’t a clue *how* we’ve grown our net worth to where it is today. Outside of the boring incremental gains/saving at least ;) So today I thought I’d share a quick background on how we got to where we are now for anyone new to the […]

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7 ways my kids actually SAVE me money

May 2, 2019
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There’s a lot of talk on how much kids COST you over the years (with some bloggers even going as far as tracking it every month before burning out!), but it’s a little known fact that while they do pull from the wallet, they can also *add* to it too. Or at least, *prevent* you from pulling from it because AIN’T NOBODY’S GOT TIME TO SPEND […]

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More proof this money stuff is possible!!

April 26, 2019
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Good morning! If you’re looking for some extra motivation today, hopefully these snippets I’m about to share from the community will do the trick! So many people just killing it out there, which is proof yet again that every last step you take MATTERS with this $$$ stuff… Sometimes it’s quick, and other times it takes (much!) longer than desired, but if you keep at […]

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Ode to Pennies

April 23, 2019
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The other day I did something I’m deeply ashamed of. I saw a penny on the ground and I DIDN’T PICK IT UP!!! I don’t know what came over me (my brain told me it was dirty, but I think I was just being lazy?!), so today I’d like to confess my sins and ask for forgiveness… From both you, and those poor pennies still […]

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6 Ways to Avoid The Diderot Effect

April 22, 2019
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A friend of mine passed me this article on Denis Diderot who I could have sworn we’ve blogged about before, but a quick search told me we hadn’t so I had to make sure we fixed that STAT :) Here’s the article I was passed, by one of my favorite writers online – James Clear: The Diderot Effect: Why We Want Things We Don’t Need […]

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How To Never Retire

April 11, 2019
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A reader passed this over to me yesterday and thought it was pretty good :) (Thanks Richard!) “A 20-Step Guide to a Horrible Retirement” via MarketWatch Would have made for an excellent April Fool’s post had I seen it earlier! Haha… Here are my favorites from the list: Keep thinking retirement is so far in the future that there’s no need to act now Bank […]

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Should we go for a 15 year or 30 year mortgage?

April 10, 2019
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Morning! Wanna ask your advice in a moment, but let me hit you with a quick status of where we are in our home purchasing journey so far as I know you’re on the edge of your seats over there ;) The Mrs. has abolished the back up idea of renting so we’re now 100% on for owning! Which I *think* I’m okay with now, […]

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12 Excellent Money Hacks For Ya

April 4, 2019
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My database of tips is filling up again, so time to pour them out! Here are a bunch of notes people have shot me in recent months to better help them speed up their savings or stay motivated… Maybe something here will spark joy in your wallets too? ;) ****** The Scoring System Hack My focus this year has been to really pay attention to […]

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More mental accounting forms: the “endowment effect” and “nudge theory”

March 28, 2019
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So I found out there’s a term for what we were talking about the other day on treating your money differently depending on how you get it! It’s called “mental accounting” and apparently is a pretty popular thing, based on work by Nobel Prize recipient, Richard Thaler :) Here’s a description of it from Investopedia: Mental accounting refers to the tendency people have to separate […]

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Do you treat your money differently depending on *how* you get it?

March 25, 2019
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Was thinking about the way I spend my money, and noticed how drastically I treat it depending on *how* exactly I come across it ;) For example: Money I get as gifts: Time to spend away!! And almost always towards *wants* vs needs and those things I’d never go out and buy for myself but deep down really want, haha… So basically – the best […]

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Are you a member of the Mileage High Club?! ;)

March 11, 2019
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Glanced down at my odometer last week and realized my Lexi had crossed 100,000 miles!!! Woo! Went to humble brag about it over on Twitter because what proud parent wouldn’t?!, and was quickly put to shame by just about the entire financial community, haha… Here’s what I wrote: And then here’s what I had to deal with: “Is 100,000 a lot to some people?” – […]

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A Saver Checklist + Tips!

February 26, 2019
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In celebration of “America Saves Week” (a real thing going on right now!), here’s a checklist to see how prepared or not you are ;) Go down the list and see how many you can check off! Per AmericaSaves.org: (my answers on right) Have a financial plan with savings and debt management goals. ✅ Don’t rely on financial windfalls from gambling or winning the lottery. […]

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