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Would you pay for your favorite free apps??

August 21, 2019
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Saw a fun study in my inbox this morning and thought I’d play along ;) Maybe one day companies WILL charge us for some of these apps?! Have you ever considered the value you place on your favorite free apps? Many services remain free thanks to advertising. But what if things changed? …In a recent study, we set out to measure the value regular users […]

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Do you know your Survival Number?

May 24, 2019
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Stumbled across this clip from an old guest post here, and thought it needed to be re-shared and contemplated again ;) Have you ever ran your “survival number” before?? From: 4 Tricks to Save More, Spend Less, and Pay Off Debt Your Survival Number Try this: calculate how much money you need for a decent survival each day. Count all important expenses, but aim to […]

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Things that make your life better for under $50

May 13, 2019
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Morning y’all! Hope you had a good weekend! Came across this poll on things that genuinely make your life better, and an hour later I had a list of all kinds of recommendations noted in case I ever need them one day, haha… And all from like-minded people too! (ie mindful/productivity nuts) Figured I’d double up on the energy here and pass ’em along to […]

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6 more $$$ hacks!

May 9, 2019
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Here are a bunch more hacks to add to that FIRE Spreadsheet ;) I was going to wait until I had a little more saved up, but some of these were just way too good to be hidden for long! Haha… Tips don’t do anyone good just sitting in the inbox :) Hope you find something new to try! ***** The Landfill Trigger Here’s a […]

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“Why don’t we celebrate the things we DON’T have?”

May 7, 2019
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Got this excellent note from a friend, and had to share it today as a reminder that the journey to freedom is as much about the things you *don’t* do as it is the things you *do*. It might not be as sexy, but it’s still a huge part of the process! From David Damron: Random Thought: Why don’t we celebrate the things we DON’T […]

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6 Ways to Avoid The Diderot Effect

April 22, 2019
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A friend of mine passed me this article on Denis Diderot who I could have sworn we’ve blogged about before, but a quick search told me we hadn’t so I had to make sure we fixed that STAT :) Here’s the article I was passed, by one of my favorite writers online – James Clear: The Diderot Effect: Why We Want Things We Don’t Need […]

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4 questions to ask before you buy that next “thing”

April 15, 2019
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Morning! Found this draft in my inbox this morning and realized I never finished it!! Not sure if that was done on purpose because it was lame, or if I was just being way too lazy/forgetful, but either way we’re about to find out! ;) It was inspired by an article on Vice’s new personal finance site, FREE, that covered the 6 questions everyone should […]

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Do you treat your money differently depending on *how* you get it?

March 25, 2019
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Was thinking about the way I spend my money, and noticed how drastically I treat it depending on *how* exactly I come across it ;) For example: Money I get as gifts: Time to spend away!! And almost always towards *wants* vs needs and those things I’d never go out and buy for myself but deep down really want, haha… So basically – the best […]

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When luxuries become necessities

March 18, 2019
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Morning, guys! So I’ve started subscribing to some new newsletters lately to better expand the ol’ mind, and this last one I read by David Perell (who I very much recommend, btw) featured a great clip that I can’t stop marinating on: “One of history’s few iron laws is that luxuries tend to become necessities and to spawn new obligations. Once people get used to a […]

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17 Hacks to Reach FIRE Faster

February 19, 2019
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Last week I asked y’all what hacks you’re doing right now to reach FIRE faster, and your answers were just as creative as they were helpful ;) Since not everyone scans the comments or reads my inbox though (at least I hope you can’t scan my secrets inbox?!), I wanted to highlight some of my favorite tips here in case you’re looking to speed up […]

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Hack #1308: Put yourself in situations where you can’t even spend if you wanted to!

February 11, 2019
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Had to laugh at this recent comment on our Stamp Hustling post: “It’s easier to hit a high savings rate when you’re underwater for 90-day patrols.” Haha… It came from our retired submariner friend, Nords, who RACKED UP the money while out on deployments, and yet it highlights a pretty simple – but obvious! – point: If you don’t have a way to spend your […]

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The “Beat Last Year” Budgeting Challenge!

January 24, 2019
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This is one of the best challenges I’ve heard in a while :) From fellow reader, Anne: Hi J, I wanted to share a new challenge I am doing for myself. I eat out at fast food/pizza/restaurants wayyyyy too much, and my personal capital export from 2018 made me feel so bad about it! I am challenging myself to “beat last year!”. Example. Spent $100 […]

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Are you a Showroomer or a Webroomer?

January 23, 2019
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Heard these terms the other day and had no idea they were “a thing!” Showrooming: when you visit a store to check out a product, but then go home and purchase it online. Webrooming: when you research products online first, and then go to the store to check it out/purchase. Real quick without thinking too much – which do you fall into most? For BIG […]

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Don’t forget to load up on Forever Stamps this week!

January 22, 2019
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The price of forever stamps rises to 55¢ this Sunday! An increase of 5 cents from the 50 cents it’s currently at! There’s also a bunch of other price changes happening with postage – more info here: USPS Announces Postage Rate Increase – Starts January 27, 2019 If you still like – and remember – how to write letters, now would be a good time […]

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