Got this email from a reader and thought I’d comply :)
Thought I’d make a possible suggestion for a blog. Maybe ask people if they achieved their goals for 2015. Last January we made 3 resolutions:
- pay down our mortgage balance to below $100,000
- loose weight/eat healthier food
- save more $$$
So, we achieved 2 goals:
Lost 42 pounds & am back to my high school weight. Changed to a low carb diet & cycling 5 days a week in my living room. Quit eating beef & pork. Feel 100% better. Husband lost 30 lbs & is at a perfect weight.
Paid down mortgage balance to $98,000! Besides bi-weekly payments we paid $100 extra towards principal every paycheck (26 paychecks). Wells Fargo credit card is attached to our mortgage so each purchase made on the card also pays down the mortgage. We charge almost ALL our bills on it but make sure we pay the balance in full each month.
Started to save $$ but unexpected surgeries for both myself, husband & dog wiped us out. The only upside, we’ll have enough to tax deduct some of the medical expenses (over $20,000 out of pocket).
Anyway just thought I’d make a suggestion as it might be interesting to see if other people kept their 2015 resolutions & if they achieved those goals.
I agree – interesting indeed, Vicki! And congrats on freakin’ KILLING IT on Goals #1 and #2 – none of which are easy feats, especially on the eating better and losing weight part. I admire the hell out of you for that. (The $100 extra payments ain’t too shabby either ;) I’ve been rounding up our mortgage payments to the 2nd hundredth ourselves and it’s amazing how much gets paid off over the years…)
As for my own resolutions for 2015, well, I actually had to dig up my old post on it because I’d forgotten what it was over the months – oops. Fortunately I’d been aggressively working on it though because it was that important to me. So I give myself a hearty pat on the back for aligning up my goals correctly :)
My goal for 2015: “live more”
What does “live more” mean? Well, I clarified it in the post:
1) Pay attention to my family more.
Def. better at this, though I still have a lot of improvement to go. I’ll put B+.
2) Do more stuff NOT involving a computer. “I don’t care if that’s folding laundry, traveling, binging on skittles, skipping, dancing, collecting coins, or organizing my closet from top to bottom then moving down to the basement to do the same (that actually sounds fun!). The more time spent away from an electronic device – and specifically computers and cell phones – the better.”
Haha… oh man, that guy is funny! But all jokes aside, technology is creeping into our lives more and more with each passing day. And when you work online you have to be even more cognizant of it. Still, I’m happy to report that progress is being made here too, even if I’m not at the perfect levels yet. I’m still not checking my phone/laptop first thing in the morning or right before bed, and I’m even BETTER at keeping my phone in my pocket when around other human beings, strangers or family.
I’m pretty much just struggling with *thinking about work* all the time even when I’m not working. I don’t know if that ever goes away as an entrepreneur? I’d also love to be online only half the amount of time every day while spending the other half working “in the real world.” Even though I have no idea how that would work, haha… Start writing up all my posts via typewriter? Become a treasure hunter on the side? Either way, I’ll give myself a B- in this department.
So overall I get a solid “B” for 2015. I’m not sure what my 2016 goals will be yet, but I may just keep it the same and continue working hard at living more considering it really is the whole point of it all, yeah? And I really don’t want to turn into an avatar! Even though I love our community here! :)
This tips my results over the years into positive territory finally, after a dismal first half of the century:
- 2000: Have better handwriting (F)
- 2001: Have better handwriting (F)
- 2002: Have better handwriting (F)
- 2003: Have better handwriting (F)
- 2004: Have better handwriting (F)
- 2005: Have better handwriting (F)
- 2006: Have better handwriting (F+)
- 2007: Have better handwriting (F)
- 2008: Start a budget and learn more about money in general (A+)
- 2009: Pay off car loans, blog better, write more hand written letters (B)
- 2010: Max out retirement accounts? (A+)
- 2011: Work for myself for 12 months without applying to a job (A+)
- 2012: Work 50% less, but make 50% more (C)
- 2013: Keep stuff simple (A)
- 2014: Start acting like an “adult” (A+ until baby #2 came, then D+)
- 2015: “Live more” (B)
You’ll notice I’m a lot better with financial goals than I am life ones :)
So that’s my year, how’d you do? Anyone CRUSH 2015? Anyone still remember their resolutions?
Share it in the comments below, and lets give our friend Vicki here what she wants… It’s the small things in life!
Jay loves talking about money, collecting coins, blasting hip-hop, and hanging out with his three beautiful boys. You can check out all of his online projects at jmoney.biz. Thanks for reading the blog!