A lot of awesome, and not-so-awesome, stuff happened this week in my little finance world over here. Figured I’d just blurt it all out and see what you make of it? :)
Hits From The Week:
- We got a $7 credit from our fridge ordering! Woohoo! Haha… I had received a follow up email from Sears.com asking if everything went okay with my order (which it did), but when I glanced at the details I realized I had paid for some 5 ft hose to connect the fridge to our water line which never showed up. Seems like I was really paying attention, eh? Turns out we didn’t need it anyways though, so I just hit “reply” to the email hoping a real live person was on the other end and explained the situation to them, and a few hours later I get a response that my credit card will be refunded promptly! Man, talk about good customer service! No fuss, no debating, no proving anything, just a quick credit back and that’s that. I tip my hat to you, Sears!
- We’re going to get a $150 rebate check for our fridge too! At least I’m 99% sure we will (those rebate forms always scare me because there’s sooooo many things you need to do in order to get your money, and I’m always paranoid I’ll forget something and it’ll wipe away the entire thing. Which I know 100% that they do on purpose cuz often times people won’t even bother.) So HUGE thanks to reader Brian for sending me that link about Energy Star rebates associated with the power companies cuz that’s apparently who we need to go though! I owe you beers now!
- I got a $165+ credit (finally) for Baby $’s circumcision surgery. Which should have gone through the Baby’s insurance from day #1, but due to logistics had to be paid 100% in full by us first, and then have a claim submitted to refund the portion our insurance doesn’t cover. Which happened to be about $140 of the $300 procedure. Two months of waiting around and poking them though, and we get our money back!
Moral of the stories: Pay closer attention to things, do your research, and always be persistent when someone owes you money! You’d be amazed at how often you feel like just ‘forgetting about it” and moving on with your daily life. It’s definitely the easier way to go, but MAN does it feel better when you stay on top of things and ride it out. Not to mention giving you more money in the end too :)
Misses Of The Week:
- We got a notice from our home owner’s association to get rid of the green moss all over our house. Ugh… It’s not the worst thing in the world, but it’s definitely annoying because right when you fix ONE thing w/ the house, something else comes up :( Even though, yes – our house should be clean so it doesn’t affect all our neighbors/etc (who ALSO better be getting some notices too!). Like always though, it is what it is, and now we figure out if we want to spend the time doing it all ourselves, or hire our handyman friend to do it for us… I’m thinking it just needs a good ol’ fashioned power wash considering we haven’t touched the outside of the house in 5 and 1/2 years ourselves. Who knows when the previous owners did either?
- I got summoned to Jury Duty. Which I usually LOVE to do because not only do you get off work and do something different for a while, but you’re also filling your responsibility as a responsible citizen of the United States :) The only problem this time around is that not only am I self- employed right now, but Baby $ is currently being watched at home by yours truly and the fabulous Mrs. BudgetsAreSexy. Who’s starting a fellowship around the same time jury duty is calling (next month) and we’ll have to figure out care for him. And since I’ve already put it off twice now (the first when Love Drop was launched and were heading across country, and the other during the week the baby was literally about to be born!), I’m stuck going in on this one… Just one of those things I’ll have to figure out, I guess. Maybe the ‘hawk will be extra spiky that day? ;) I can’t get onto some crazy long murder trial! Who will be manning the fort? (In case you’re wondering, like I was, you *cannot* get out of duty just because you’re self-employed. Which makes sense, but also sucks.)
Moral of the stories here: Life keeps “happening” no matter how hard you try and control it, so it’s good to fully understand this and pre-plan for the unexpected as much as you can as it’ll always be one thing or another. And sometimes the unexpected is GOOD over bad, so you just do your best to roll with the punches when it’s not in your favor this time around.
How about you guys? Anyone else want to divulge some hits or misses from the week? Anyone just KILLING it in the money department right now? Tell us all your secrets down below – I promise it’ll make you feel better ;)
Photo credit: sketchblog
Jay loves talking about money, collecting coins, blasting hip-hop, and hanging out with his three beautiful boys. You can check out all of his online projects at jmoney.biz. Thanks for reading the blog!