Lots of juicy convos going on at Starbucks lately :) Thought we’d do another round of financial overheards today since y’all liked the last one we did! So interesting to hear random people talking about money!
We’ll start with these two kids:
Teen #1: “I want to be a millionaire”
Teen #2: “How?”
Teen #1: “I’m going to be a business man”
Teen #2: “What are you going to do?”
Teen #1: “I don’t know yet”
Haha… Sounds about right :) I remember having these same conversations myself growing up with my best friends. We were really great dreamers, but not so much do’ers! After a while some older guy (one of their dads?) came up and interjected into these guys’ conversation, “Start with the things that you like – it’ll push you to get closer to it.” Now we’re talking!
Then this sad one from someone who looked to be in their 70s, maybe early 80s:
“I would love to go back to work! But no one hires old people anymore.”
It sounded like he was forced into retirement a while ago and was never able to pick up something new… Said it was crazy because he has all this knowledge in his head and no one seems to want it :(
Another convo I overheard from some sort of financial advisor/salesmen talking to a new hire:
“I tell people all the time that I want to retire…
They ask me how much you need to be able to do that, and I tell them $3,000,000. And then I walk them through how to get it backwards – investments, insurance, etc.
Works every time.”
It took everything in me not to turn around and punch this dude in the face. First, for spreading the ridiculous notion that everyone needs the same large-ass number when we all know it’s based on your *expenses* which differs for everyone!, and secondly for then using this number to upsell his clients on Lord knows what type of investments and insurances. The guy he was talking to was totally soaking it in too and making mental notes so he can copy it once he’s out in the field too, ugh…
Thankfully most of the other eavesdropping I did was more on the entertainment side of things ;) I blurted out an unexpected laugh upon hearing this one!
“Have you ever eaten an egg, that came out of a chicken you ate?”
Which he then followed with,
“Did you know you could fit the entire population of the world in Rhode Island?”
I thought I was listening to that kid from Jerry Maguire ;)
Then there was this gem:
“Found out my parents have a copy of “the love of joy and sex” on their night stand drawer:
(How else do you think you were born?? ;))
And then this one:
Guy #1: “Man, Obamacare sucks!”
Guy’s friend: “Wait, but aren’t you on Obamacare?”
Guy: “Nah man – I have the Affordable Care Act”
Haha… Told my wife about this one and she told me to go look up Jimmy Kimmel’s street interviews around this – pretty hilarious!
Getting back to money though, here was another good one:
“Want to know how to beat out the market every time? Just watch what I do and do the opposite.”
That could have easily been me years ago :) For some reason there’s never a shortage of the hottest trends or stock opinions out there, yet no one can ever tell you exactly when to scoop them up and when to cash them out. The latter being the most important. I’m SOOO glad I’ve totally gotten out of that game and now just stick to my boring, yet very trusty, index funds :)
Here’s another line I overheard about a woman dishing dirt on her sister:
“The woman can spend some money. She’ll easily drop $1,000 on theater tickets but not on her child?”
Ouch! Apparently her child is sick and the sister refuses to give her any medication… Anytime when asked why, she would start quoting Johnny Depp? No idea what that was about, but had to pop in my earbuds at that point as they were heading into deep personal matters… And that’s where my eavesdropping line gets crossed ;) Money chats? Fair game! Personal secrets? I’m outta there…
Another medical one :(
“How dare do you judge somebody for their credit card debt when it’s all medical bills!”
Always sad to hear how badly getting sick can crush our finances on top of our lives. Have to be better about remembering this whenever blogging about financial freedom and getting out of debt here as it’s so easy to forget that for some it had nothing to do with poor choices at all :( We’re blessed if we’ve never had tragedy strike!
And not this type of tragedy either:
“There’s nothing worse than having to listen to people bitch about the world ending because their yacht is in the maintenance yard.”
Lastly, probably the most important thought of the day:
“I said, “No way babe, we are not going to get married to a song that was on Twilight.””
In the meantime, you’ll have to let me know where YOU’RE drinking coffee these days? ;)
Jay loves talking about money, collecting coins, blasting hip-hop, and hanging out with his three beautiful boys. You can check out all of his online projects at jmoney.biz. Thanks for reading the blog!