So remember my post last year on accidentally getting money in your bank that doesn’t belong to you? Well, it’s been getting some decent traffic lately cuz I guess it keeps happening to people (!!!), and they’re turning to Google for help. Which then sends them to me :)
There’s been a few different comments hitting it since, but this LAST one really threw me for a loop cuz I don’t know what I’d do if it happened to me! So I wanted to share it with y’all in hopes you had some better advice to give than I had :) Maybe one of you is a lawyer and know the legal implication to it all?
Here’s the dilemma (comment was edited to be more legible):
“I’m in a situation. My ex has paid $1,000 into my account by mistake. I’m quite aware it’s not my money and I should give it back, but he actually owes me $600 in maintenance that he refuses to pay. And suddenly I now have my hands on his money!! So do I take out the $600 owed and return the rest? So tempting…. Is this karma?”
Tricky, huh? Here’s what I posted in return:
Ooooooooh now THAT is indeed an interesting situation! My instinct says to email/call him and just say “Hey, I got your $1,000 in my account but you owe me $600 so how about I just xfer back $400 of it?” and see what he says, but if he says no and he wants all $1,000, I wouldn’t know what the heck to do, haha… we need a lawyer here to help us out and see what would happen :)
I’m not sure *how*, exactly, the ex was able to deposit this money there in the first place, but if he went through the bank I’m pretty sure they’ll just reverse the fee altogether as if it never really happened. I’m sure he KNOWS he’s missing that money, and will be doing everything in his power to get it back ;)
But let’s say for curiosity’s sake, you got it in cash and now it’s up to you to make the call on what to give back. What would you do? Return the money and keep trying to get that $600 owed? Or just give back $400? Or do you have even a better idea? It’s a tricky one!
UPDATE: Just got an email from her :( I hope she gets her money sometime!!
“Well, he reported me to the fraud department at the bank, who in return froze my account. I was left with no option but to pay it all back or they would not release my account at all (so I couldn’t even get any of my own money). They gave me a deadline and would then call the police if I didn’t comply. It’s so so unfair as he still owes me that money, and that was my only chance off getting it back. Oh well, that’s the way the cookie crumbles…” oh well thats the way the cookie crumbles…”
(Photo by Alex Bellink)
Jay loves talking about money, collecting coins, blasting hip-hop, and hanging out with his three beautiful boys. You can check out all of his online projects at jmoney.biz. Thanks for reading the blog!