I caught myself saying something pretty lame the other day, making me then feel old as balls:
“The younger generation doesn’t appreciate money these days.”
It seemed accurate in the context of our conversation, but then again I could be totally wrong. After all, what does a guy in his mid-30’s know about being in his early 20s again? He can’t even remember his 21st birthday! And not just because he blacked out (which he did).
Still, I’m 87% certain most “kids” would rather be doing anything else than creating a budget or investing in their 401ks or thinking about retirement, etc. And I think that’s because they’re all thinking about it wrong. Just like I did back then too (that part I remember ;)).
I want to shake them all up and tell ’em:
“It’s not about the money. It’s about what the money GIVES YOU.”
Yeah it’s awesome to say you’re a millionaire and can buy anything you want, but more importantly it’s the freedom it gives you to do whatever the hell you want in life. No matter how boring you think managing your money is, there’s no denying all the sexy $hit it let’s you do.
- Never having to work again
- Never having to think about money again
- Throwing a party anytime you want
- Skateboarding all hours of the night
- Going on unlimited road trips
- Hiking/camping/biking/anything else outdoorsy people do
- Donating thousands to the Make Pot Legal Everywhere Foundation
- Going out on tour with your band
- Getting to read books all day long
- Starting a company
- Volunteering anytime you want
- Blogging at a coffee shop 24/7
- Blaring music in your
mom’sown back yard
- And whatever else you hipsters like to do… (my apologies for all the clichés, btw)
In other words, money let’s you do whatever the f*ck you want if managed well. You have to hustle and save up/invest/sacrifice/pay attention to it all to get to that point of course, but once you’re there it’s golden. And you get more motivated as time goes on throughout the process.
THAT’S the part we need to be focusing on – “the dream.” Not the annoying steps you have to do to get there, which, let’s face it, is annoying. You really have to want this stuff bad enough and start taking action NOW – while you still have tons of time on your side so you don’t have to be working at 60 or 70, or God forbid 80 at the end of your lives. Ain’t nobody got time for that.
Some people even “retire” in their 20s and 30s! If you need a swift kick in the ass, go check out my man Mr Money Mustache or Jacob from EarlyRetirementExtreme.com. Those guys got their money on lock early and are now enjoying the beauty that freedom affords you. Another great site is Paula’s over at AffordAnything.com too. She’s all about mixing pleasure and work on her own watch and not worrying about the $$$ anymore.
Most of you reading this of course already know this, but we can always still use a refresher. And a lot of the younger gen have been hitting me up recently on this blog, so this is more of a shout out to them than anything. Gotta make sure I’m representin’ up in here, know what I’m sayin’? Do y’all still say “representin'” btw? No? Really? Damn.
Anyways, remember: If you want a kick-ass, stress-free, life doing whatever it is you like doing, start paying attention to your money NOW. Keep reading and hustling and getting excited about it, and one day we’ll both be chillin’ at the beach drinking our dranks and doing our thangs… you know how we do! That’s so ratchet!
(Disclaimer: I have no idea what “ratchet” actually means…)
[Photo cred: Brad.K]
Jay loves talking about money, collecting coins, blasting hip-hop, and hanging out with his three beautiful boys. You can check out all of his online projects at jmoney.biz. Thanks for reading the blog!