Welcome to another day of being a live and growing that money! How lucky are we??
Stumbled across a brand new finance blog that dropped a couple of weeks ago, and was sold after seeing her list of financial commandments. The blog’s called “The Freedom From Money” and here are her commandments, followed by my own quick thoughts:
#1. Avoid Waste. 99% of humans are wasting insanely large sums of money. Don’t be one of them.
(Same goes with “stuff” too)
#2. Only spend money on things that truly make you happy. If it doesn’t make you happy or make you a better person, don’t even bother opening your wallet.
(LOVE! But don’t forget to pay your pesky bills too… which fortunately is in our control)
#3. Learn what happiness actually is… and what it isn’t.
(This is probably the BEST THING we can ever do in our lives. Not even with just money, as that’s pointless if we don’t know how to use it to improve our lives. But there’s a big difference between loving money itself and using money to power the stuff we love. Whether that’s freedom, family, charity, etc. Gotta stop and adjust every now and then to make sure our actions are still aligned with our vision!)
#4. AVOID ALL FINANCIAL EXTREMES. Never sacrifice important things like your relationships or self-care in order to get ahead financially. Instead, ignore societal norms and cut out pointless expenses. Never save money to the point of misery or spend to the point of excessive. Binging and purging is unhealthy in both eating and spending.
(All kinds of YES!! Save all your money and you’re a hoarder, spend all your money and you’re in trouble. Always a balancing act and figuring out what makes you tick the best.)
#5: Debt is evil. Dispose of it immediately and never take out loans again.
(#Truth. Though it’s okay to take some out if you do it responsibly (for a house, business, etc). Just don’t be an idiot like me.)
#6. You can do anything you set your mind to, even if it is not the norm or seems hard.
(Cheesy, but accurate! Some of us have more obstacles than others – whether self-imposed or due to life’s circumstances – but by and large we all hold control over what we accomplish and what we don’t. You have to look out for #1 as no one else will! (Except for maybe our mothers, God bless them))
#7. Saving money will make you happier than spending ever could.
(Oh man – it’s like the financial angels are coming down on us today!! I can’t even express how true this is. And the beautiful part is that the highs from saving lasts a helluva lot longer than those of spending. Helping to compound the awesomeness (and the $$$) even more!)
#8. Life is short and fleeting. Financial freedom is about creating a life that allows you to focus on the things and people that truly matter. Never lose sight of those things (and people) as you work towards your goals.
What a great set or principles to live by, eh? I feel like each of these could be made into one of those motivational posters, haha…
I remember seeing a lot of these in her Instagram feed I was also stalking:
BOOM! She’s just oozing inspiration over there ;)
Her about page was full of fascinating items too:
- She’s squirreling away 50% of her income right now
- She’s working on paying off her $13,000 of student loans over the next 11 months
- She writes 3 pages in her journal every single morning
- She goes to the zoo at least once a week
- And she’s obsessed with personality types. (Here’s one for ya, Taylor: What’s your financial personality?)
Anyways, a cool new chick in the land of money if you want to check her out… Here are some others I’ve recently come across (and been thoroughly enjoying) too:
- My Mixed Up Money by Alyssa, who will be debt-free in 1 month (woo!)
- Freedom With Bruno by *ahem* Bruno, who recently retired and now traveling the world
- Think Save Retire by Steve, who will be retiring next Xmas @ 35!
- Wallet Hacks by Jim Wang of Bargaineering fame.
‘Till next time, lovers…
PS: I wrote this entire post while blasting Black M in my ear (a French rapper – not goo). Highly motivational if you’re looking for some good music to check out too… And since you can’t understand a lick of what he’s saying, it doesn’t get in the way of writing either, haha… Or was this whole article a bunch of gobbledygook?
Jay loves talking about money, collecting coins, blasting hip-hop, and hanging out with his three beautiful boys. You can check out all of his online projects at jmoney.biz. Thanks for reading the blog!