You know that time when money stuff finally clicks and you’re ready to kill it? Because you finally want MORE out of your life and you’re not stopping until you get it??
I do. It happened over 8 years ago when I, too, stumbled across personal finance blogs and then decided to launch one myself. And I’ve been more respectful to my money ever since! :)
And now, after receiving one of the best thank you emails I’ve ever received over this time, I get to relive this moment through fellow blogger, Mr. Z.
Tell me this doesn’t make you want to stand up and applaud!
I found your website about 18 months ago, in the summer of 2014. I had been saving precisely f*ck all up to this point. Largely because I thought the only reason to carry wealth was to brag about it and buy ludicrous items.
Amazing how reading a couple of posts can blow most of the misplaced shite clean out your mind, isn’t it? It became clear to me that saving and investing wasn’t just for the self obsessed and shallow, leverage to be used just to get laid by someone equally as shallow or to fund a lifelong habit of snorting cocaine off [redacted]. Rather, it was a tool to be used for Security, Financial Independence and Happiness.
I had a long way to go, but it gave me the impetus to learn about investing, set about hacking my expenses to pieces, increasing my savings rate up towards 60% and thinking about what actually made me happy. Perhaps surprisingly it wasn’t responding to emails at work, being forced to fit into a distribution (that doesn’t exist…) in a performance review or sitting on the loo separated by only half an inch of mdf from a colleague.
So I wanted to say thank you for all those years ago, assuming the position and curving your spine, making your hands dance across a keyboard and typing some $hit into the expanse of the internet.
Thank you for making it free and keeping it personal.
Your blog has actually changed my outlook, and that’s pretty awesome. Just thought I should let you know.
Mr Z – www.thefinancezombie.com
[I have pinged this to a handful of blogs – it was an informative summer :) ]
Okay, so it wasn’t only written to me, but still – what a note to receive after all this finger dancing! It’s high time someone finally realizes how elegant these phalanges of mine are ;)
But seriously, talk about a guy on a mission. Who knows why things hit us when they do, but we should all be so thankful to have come across these epiphanies ourselves. Can you imagine what our lives would look like without
Budgets Are Sexy paying attention to our money each day?? Can you imagine how different our futures would be still stuck at status quo?
Thankfully we’ve all had them or else you wouldn’t be uploading these words into your eyeballs right now, but thinking of how far we’ve come since is always good for the soul.
And today your mission is simply centered around that: giving yourself a pat on the back for not only having this epiphany in the first place, but more importantly *doing something about it*. All the books and blogs and learning don’t mean jack if you’re not going to turn around and take action!
SO WAY TO CHANGE YOUR LIVES, GUYS!!
YOU FIGURED IT OUT BEFORE IT WAS TOO LATE!*
In celebration of this most glorious day, I’d like you to print this out and fill in the blanks so you can bask in your successes ever since :) You don’t have to show it to anyone if you don’t want, but do keep it somewhere easily accessible so you can always be reminded of it. This stuff isn’t always easy, and oftentimes we get too caught up in our failures and how far we still have to go.
I had my financial epiphany in ________, and since then I’ve _________________
__________________________________________. Go me!
Mr. Z may have been inspired by our incredible community here, but it was all him on turning everything around. Just like it is with YOU.
Be proud of how far you’ve come regardless of the amount, and always remember that no matter what happens from this point forward, no one can ever take this away!!
You earned it and it’s a most beautiful thing. Keep going!
PS: Here’s mine – as if I couldn’t share ;) “I had my financial epiphany in February of 2008 and since then I’ve grown our net worth by $450,000, found a career – and community – I’m super passionate about, became much more minimal/conscious of stuff around me, and most importantly learned what money is REALLY about in the end: freedom. Go me!”
*It’s never too late. But you do have a significant advantage harnessing the power of time!
Jay loves talking about money, collecting coins, blasting hip-hop, and hanging out with his three beautiful boys. You can check out all of his online projects at jmoney.biz. Thanks for reading the blog!