My friend Serena recently came out with a new blog about “getting your life straight” (so new, in fact, that there’s only 2 posts on it!), but her 2nd post really hit the nail on the head: Lying to ourselves about our money.
Here were the top 5 lies she pointed out:
- Charging something now telling yourself you’ll pay it later when you get paid (AGREE)
- Wanting something for so long that you just “had” to buy it when it went on sale (KINDA AGREE)
- Telling yourself your $5,000 credit card debt is fine because others have $30,000+! (AGREE!!!)
- Telling yourself it’s all okay because you’re not spending it on “frivolous stuff” (AGREE)
- Believing your paycheck isn’t enough (KINDA AGREE)
All things we lie about because we’re both fearful AND lazy in her opinion. And for the most part I’ll agree (I can never fully agree just ‘cuz there are always exceptions to the rule, but overall yes – most of “these people” need to be better about coming clean to themselves).
It also reminded me of another thing I hear allllllll the time which I find to be pretty similar:
“You shouldn’t want more money because it’s greedy”
Now there *are* a subset of people who truly believe they don’t want any more money whether they understand why or not, but unless you’re Bill Gates or Warren Buffet (who DO want more money, btw, because they know of the good that can come of it!), I don’t believe people who say they don’t want any more money because of the greed factor. They may not NEED any more money and are quite content with their lives, which is totally understandable AND admirable btw, but that’s completely different than WANTING more money. Which to me shouldn’t make us horrible people by default.
In fact, that’s the #1 excuse I always hear: Money’s the devil’s work. Usually in a “high and mighty” tone too, as if to look down upon those of us who desire more as if it makes us really bad people or something (not realizing that looking down on people in itself is bad!). Of course there will always be people who use it for negative stuff and/or completely for themselves (not saying that’s all the way bad either, as most of us here would certainly do that! I most definitely do!), but it doesn’t mean you can’t use money for “good” too… It’s not like everyone’s a Dr. Evil ;)
Money has TONS of potential even if you never spend a dime on yourself:
- You can help the less fortunate
- You can help your friends
- You can help your family
- You can help your future kids, grand kids, great grand kids
- You can help someone adopt
- You can help someone rescue a pet
- You can start a foundation
- You can quit your job and VOLUNTEER 40 hours a week
- You can invest it and make a million dollars and THEN give it away or quit your job and volunteer
- You can get rid of stress and help yourself live longer and be there for all your loved ones!
And on and on and on. In other words – money does not automatically equate to evilness. It’s the *PERSON* who receives more money that has total control of how that money’s spent – not the money itself. People who say otherwise (that money = evil) don’t give the rest of us much credit. Or maybe they’re just too lazy to go out and find a way to make more at the end of the day themselves! Reminds me a lot more of those excuses Serena pointed out above, doesn’t it? ;)
And I should know as I totally used to be that way too.
Whenever I got jealous of others getting these huge promotions or raises/etc, I’d just tell myself I didn’t want the money anyways to help myself feel better. Which of course works to a degree, but deep down we all know that’s not the truth. We DO want more for whatever dreams/goals we may have (or why even work to begin with??), but unfortunately we have to WORK EVEN HARDER in order to achieve it. It’s not like winning the lottery is the only way to come up with tons of extra money or anything, and even in those cases the winners had to at least go out and BUY the tickets! They didn’t sit on their asses and just pray for it – that came after ;)
Anyways, all this to say that wanting more money isn’t necessarily a bad thing. You can do both good and evil with it, but at the end of the day YOU choose where it all goes. If you truly don’t want any more because you’re completely content with your life, more power to you. But for the majority of us, we need to keep it real and understand that getting more money IS an option as long as we’re willing to go out and fight for it. Lying about it only hurts our own potential.
Agree? Disagree? Too harsh? ;)
Photo by ktylerconk, edited by J$
Jay loves talking about money, collecting coins, blasting hip-hop, and hanging out with his three beautiful boys. You can check out all of his online projects at jmoney.biz. Thanks for reading the blog!