“The challenge is not to touch it!” That’s what I overheard a 65 year old guy telling a 13 year old kid the other day while checking out at Target :)
I *of course* had to switch lanes so I can get closer to eavesdropping territory, and from what I could tell they somehow got on the topic of becoming a millionaire, and more particularly how HE became a millionaire by the time he hit 65. (And probably earlier)
To say the kid was glued to every word coming out of his mouth was an understatement. Who doesn’t want to become a millionaire??? And why aren’t they teaching THAT in classes?? I guarantee attendance would perk right the hell up with a juicy word like that thrown in. No kid cares about budgeting and financial management – they all just want money! :)
But I digress…
Once this guy had this kid’s attention, he started dropping all his nuggets of wisdom on him:
- “Start now while you’re young!” (yup)
- “It’s better to put *something* in there every month, even if it’s not a lot.” (double yup)
- “Let compounding do all the rest.” (you’re on fire, sir!)
- And then the whopper of them all which we’ve already touched on twice – “just don’t touch it!“
It really doesn’t get any easier than that… I considered chasing the kid down and asking for his email so I can follow up with him over the years and see if he acted on his advice, but I figured that would come off a bit too creepy :) Plus, do 13 year olds even have emails? (What am I saying, they all have like 10 iPhones and computers these days – those bastards… I could barely get my hands on a Gameboy at that age!)
Anyways, that’s how you get a young person’s attention right there. Or *anyone’s* attention for that matter. Everyone wants to know how to become a millionaire, but none of them want to “learn” about finance! You gotta lure them in first and THEN hit them with the knowledge! It’s trickery 101.
Millionaire stuff aside, here are some other fun convos I’ve overheard lately. Why stop there, right? :)
“I got 8 homes… pairing down to 3”
At first I thought this guy was a baller or something, but turns out he was actually retired and wanted to offload some of his real estate to better enjoy his time and money! And good for him! He looked about 70 or 75 so if you’re not going to enjoy it then, when are you??
“I’m not as materialistic as my mom!”
Haha.. I wish I could have heard the rest of that convo, but unfortunately I got caught looking and had to turn straight ahead while of course minimizing the screen in case she were to come over and confront me :) It’s hard work sleuthing sometimes!
Then this one was as sad as it was surprising:
Me to an elder friend of mine: “Well you’re looking sharp today, sir!”
My elder friend back to me: “I’m going to my 4th funeral this week.”
Ugh… Just another reminder of how precious life is!! Turns out one of his friends had a brain hemorrhage out of nowhere and was dead 10 minutes later. At 55 :(
I’ve blogged about this before, but MAN does my tune change anytime I’m round these guys here at my local coffee shop. They’re a group of about 4-5 guys in their 70s and 80s, and all they do is talk about life and what’s important to them without all the b.s. and petty crap we’re so used to hearing. It’s like I get a shot of reality every time I sit next to them. No one’s afraid to be themselves 100%!
(What I also find fascinating is that they pass around the obituaries every morning taking turns reading it. I asked them if they do it to look for friends, and they said that yes – it is one of the reasons – but the main one was to LEARN about all the cool stuff people have done in their lives! Said you never get to hear anyone’s stories until they’re gone, and its quite a shame since everyone has led pretty interesting (and different) lives. Now I check the obituaries myself whenever I come cross a paper :))
But we’re not going to leave here on a sad note, no sirree… So let me hit you with my favorite line of all recently. Cracks me up!!
“Stay away from those amoebas!”
(A teacher saying goodbye to his students)
Haha… Have a great week everyone. Stay away from those amoebas AND from touching your money! They need some time to multiply :)
For more overheard stories, check out this juicy post by Mr. Money. Who apparently likes to talk about himself in 3rd person now.
[Cute little meerkat pic by Jans Canon]
Jay loves talking about money, collecting coins, blasting hip-hop, and hanging out with his three beautiful boys. You can check out all of his online projects at jmoney.biz. Thanks for reading the blog!