WELCOME TO BUDGETS ARE SEXY! If you like talking about budgeting, saving, early retirement, getting out of debt, hustling, and all things money, you will probably like this site. If you think money is lame, you probably won't.

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Getting my wife on board with the FIRE lifestyle

May 22, 2020
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[Happy Friday! Please enjoy more backstory on our man Joel who will be taking over the blog here shortly! See you back on Monday for one last week of hanging out together! :)] ******* It’s a common question in the personal finance community … “How can I get my partner on board with Financial Independence?” Tough to answer, because everyone’s relationship is a little different. […]

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My Favorite Reads This Month 💎

May 21, 2020
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Morning! I don’t know why people keep saying they have so much more time during these quarantine days than normal as it’s only shrunken for us (these kids nip at us 24/7!), but if you’re one of those fortunate ones, perhaps some of these articles will help you pass the time more enjoyably :) Below’s a mix of my favorite financial and lifestyle reads from […]

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Financial Sayings I Wish Were True!

May 20, 2020
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Here are a bunch of financial phrases I wish were true, along with some that I’m glad are not. If you ever wondered what I do on my spare time, this is it :) ****** Being worth your weight in gold At gold hovering around $1,770/oz currently, I’d be worth approximately $4,956,000! Having a license to print money Yes please! Cash cow That would be […]

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Clearing out my “blogger” shelf [GIVEAWAY!]

May 19, 2020
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Been cleaning out my “blogging” shelf and found a few more goodies for y’all :) If you’re interested in anything here, just tell me which one – and why – and you’ll be entered to win it! Threw in a fun one there in the end for anyone needing a little one-on-one help… XOXO ****** #1. “The Money Tree” Book Chris Guillebeau’s new book he […]

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Did you get a Stimulus Check? What did you end up doing with it?

May 18, 2020
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Saw some stats on how people are using them, and thought it would be interesting to compare with our own community here :) Here’s what SmartAsset.com found when they polled 1,300+ people: More than half of adults – 52.09% – said they primarily plan to use their stimulus check on needs such as rent and food. Putting the money into savings was the next most […]

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Crappy Jobs on My Path to FIRE

May 15, 2020
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[Hey guys! Please welcome 5 AM Joel back to the site today as he starts transitioning into his new role here while I go the opposite way at the end of the month… Really really enjoyed this post of his, and hoping you do too! See ya back on Monday!] ******* Check out that old name tag up above… Yep, I used to work at […]

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Money Wins 💪💪

May 14, 2020
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Despite the madness all around us, life – and finances – move on for many of us :) Here’s a smattering of people still winning out there and focused on the prize. Keep going, everyone!! ****** The $1 Million “Asset”-er Hey there J$: Some time ago we were chatting about milestones. I mentioned that our first milestone was to reach $1M in assets. You told […]

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“Why I Love my 401(k)”

May 13, 2020
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So this is exciting news!! Two of the three winners from this year’s 401(K) CHAMPION® AWARDS are part of our community here!! Bari Scheinbach and Laura Dobbins aka Mrs. Nickels from MyShinyNickels.com! Congrats guys!!! A cool $1,000 for just loving your 401(k)! Awesome!! Haha… You might recall me blogging about this when the contest opened up this year, but it’s an awards contest put on […]

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“Finding Money” – A story by my 7 y/o 😂

May 12, 2020
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Morning!! I present to you a special guest for the day: My boy, Baby Penny! Who’s not much of a baby anymore (man was that a quick 7 years!), but who makes his father proud each and every day, especially on those when I catch him thinking and talking about money ;) The story he’s about to share with us isn’t the most educational one, […]

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Community Fund Update 💙 Batch One of Giving!

May 11, 2020
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Hey guys!!! Just finished dispersing all of the funds we raised from my random In-Home Auction the other week, and thought you’d enjoy hearing who we helped :) A massive thank you to not only those who donated over their $$$, but also those who took the time to recommend people we should consider helping! We raised a total of $665 and helped 7 different […]

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Who the heck is 5am Joel?

May 8, 2020
surfer waiting on the beach

Good morning, all! Nice to meet you, I’m Joel. I’m the new guy. Hang on a sec, where is J. Money? As J announced earlier this week, he’s slowly stepping away from blogging here. He’ll be passing the reins over to me starting in June. 😬 Good news though, J’s not going too far!… He just extended his contract with Soapbox (the peeps who own […]

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Things I learned this week…

May 7, 2020
fire heart

Y’all seem to be enjoying all these random things I’ve been learning, so I’ll continue sharing them unless the digital tomatoes start coming my way ;) Here’s the latest batch of things that have fascinated me… I’d love it if anyone could get to the bottom of #5 down there! #1. There’s a dating site for FIRE lovers! –> FireDating.me — “The first and only […]

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Could you sell your house and all your possessions like Elon Musk?

May 6, 2020
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Just saw this tweet and about spit my coffee out! No house!! Or possessions! From a BILLIONAIRE who can have anything and everything under the sun! Wowwww!!! So WHY???? “Possessions just weigh you down.” BOOM. Damn truth right there. And of course he still needs a place to live and HAS to keep at least one of his own cars, right???!, but seeing how he’s […]

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The 100-Day Financial Goal Journal!

May 5, 2020
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Morning, friends!!! Welcome back to everyone who wasn’t scared away from yesterday’s post! ;) One of my favorite Canadian bloggers just released an AWESOME new money journal out there, and wanted to make sure y’all were aware of it as it looks pretty good! And unlike other typical $$$ journals, this one helps you to *hone into* more specific goals to shoot for, and then […]

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