I used to think anyone who made over $50,000 a year was rich. And for that matter, anyone who had over $100 in their pockets when I was 8 y/o ;)
But now that I’m a “grown up” I know better than to assume such stuff. Yes I think you’re a PIMP if you’ve been able to pull upwards of $100,000 a year, but it doesn’t necessarily mean you’re rich. Or that you even know how to handle your money for that matter. (If you don’t believe me, Google “celebrities now bankrupt” and gawk in amazement)
In the end though, it’s all relative. And personally I don’t consider myself rich at all – except maybe in love (awwww). I think I’m doing a lot better than the old me was, and a handful of others out there too, but I’m certainly a ways away to being generally classified as a person who’s wealthy.
Other people, however, particularly the more snarkier/hater types, like to throw notes my way along the lines of “what are you complaining about? You’re rich!” and my favorite, “It must be nice to not have to worry about money.” As if a) I didn’t earn every last cent I’ve saved, and b) I’m not allowed to complain like a normal human being even if I was rich – one of my ultimate pet peeves. And something I have in my notes to blog about one day because I firmly believe *everyone* has the right to bitch and let off steam every now and then regardless of their position in life. Even Jay-Z has 99 problems! ;)
Anywho. Every time I get frustrated at these incorrect labelers I’m reminded of the reasons I’m not rich. All of which I’ve come to accept and working to improve on, but all reasons nonetheless that hold me back from this state of wealthiness we all want to acquire one day. Which are:
- I’m the sole provider for our family of three
- All our income currently goes straight to expenses
- I have a beautiful baby that devours money every day
- I own a home worth $60,000 less than we paid for it
- And I live in an area that’s considerably more expensive than the average U.S. locale
Again, all things I’m okay with and know in time will get better, but still obstacles holding us back to that ultimate dream of financial independence. So while we do have a net worth that’s probably bigger than others out there, and we thank the Good Lord above every day for these blessings, it still doesn’t put us into a position of being “rich.” At least in the sense of it meaning you don’t have to worry about money anymore.
Anytime you compare two people/things/wallets, there will always be a winner and a loser in the equation. But comparisons like that don’t mean much unless your goal is to quickly feel good or bad about something, and then quit doing anything about it. It’s the easy way out, and why haters love it.
At the end of the day it doesn’t matter what others are doing though, only what YOU are. So compare all you want snarksters (I’ll admit, it’s fun – I do it too!) but realize at the end of the day all change comes from within. And crapping on others won’t do a thing except make yourself stink.
(Feel free to quote me on that last line – just made it up ;))
[Photo by waitscm]
Jay loves talking about money, collecting coins, blasting hip-hop, and hanging out with his three beautiful boys. You can check out all of his online projects at jmoney.biz. Thanks for reading the blog!