Well, it’s the day of the Snowpocalypse here on the East Coast, and if estimates are correct it’ll be one of the biggest storms to hit us since the 1920’s. And unfortunately you can’t have a conversation with anyone without them bringing it up!
But do you know what people AREN’T freaking out about left and right? Their debt problems. And it boggles my mind because unlike the snow that’s about to slam us all in the face, it shall melt in the near future while our piles of debt will not.
And do you know why? Because you can’t see debt like you can weather! Can you imagine if you could? And everywhere you go you were surrounded by gobs of it until you were fully paid up? Piles in your car, piles in your house, piles all over the streets. We wouldn’t be able to go anywhere without stepping into peoples’ messes! Now that’s a national disaster!
(And you’d never be able to step inside D.C. again either, what with its $19 TRILLION in debts – Ugh)
But if you COULD see it, I’ll tell you this much – it would start getting wiped away a lot sooner! And you can bet your sweet ass you’d double think all those future purchases going forward too – both big and small… No one wants to air their dirty laundry to the world, and every waking second you’d be constantly reminded of the mess you got yourself into until you can nix it all forever. There’s no avoiding physical masses engulfing you! (I’d also hope that the types of debt would be color coded too in this scenario – you know, to sort the “bad” debt from the “less-bad-but-still-bad debt” so people don’t get totally shamed – hah. Like for student loans, medical bills you can’t avoid, etc)
(Net worths of financial bloggers you may or may not read…)
None of this will ever occur, of course, but still something to consider whether you’d act differently if it were to. It’s actually not that dissimilar from Carl Richards’ idea last year of floating net worths over our heads – remember that? When I wanted to dress up like that for Halloween and see what types of conversations would arise? :)
I never did it because I was too lazy, but every now and then I pretend I could see people’s money over their heads and take a guess to what I’d see:
- Old man in top hat and cane coming my way? $5.5 Million flashing green net worth
- Army dude in bright red (messy) corvette? -$80,500. And climbing every month…
- Enthusiastic school teacher never caught without a smile? $892,995 and almost early retired (*waves to Ed*)
Point is – if we were all forced to wear our financial situations in the open we’d treat our money with more respect. Either that, or we’d chase The Joneses in the opposite way and keep trying to one-up each other in wealth over stuff – hah! (Wouldn’t be the worst thing in the world ;))
Perhaps one day technology – and/or society – will change all this, but in the meantime think about how this would change your daily activities and what it would mean to your family and goals. Would you hustle more knowing your secret’s out? Would you double think that new house or car you’re considering picking up? Are you perfectly happy with your current situation and GLAD no one knows how stealthy wealthy you are?
Again, the snow shall melt in a matter of days, but your debts unfortunately will not. Revive your dream and step up the hustle! It doesn’t have to last forever! And don’t be afraid to open up and talk to your close friends about it too. We all have our financial problems we’re dealing with and can use as much motivation (and accountability) as possible.
Better yet, start your own Money Club!
PS: Keep us in your thoughts this weekend so we stay warm and fuzzy!
Jay loves talking about money, collecting coins, blasting hip-hop, and hanging out with his three beautiful boys. You can check out all of his online projects at jmoney.biz. Thanks for reading the blog!