Yesterday I came across a headline so ridiculous sounding that I thought it was fake: “Bank Accidentally Steals Woman’s Belongings, Refuses To Make Restitution“.
Well, it wasn’t.
The short story goes like this: Woman goes on vacation for two weeks and comes back to a ransacked house with new locks on the doors. She calls police and finds out a bank (not her own) repossessed it and got rid of all her stuff. The reason? It was an accident.
Turns out the repo team went to the wrong house (“because the gps took us there and there was long grass on it”), and now this poor woman has to figure out a way to get reimbursed for it all. And so far the bank, according to her, is not cooperating – making it even more of a nightmare.
You can read more about it here at WBNS-10TV News, and watch their 2 min. interview they did on the story too. Some pretty messed up $hit.
After reading/watching I then had to take to Twitter, of course, and pass on this crazy news – maybe hoping it would help her out in some small way ;) Only time will tell on that one, but in doing so I found out mistaken foreclosure isn’t as uncommon as you’d think. A friend (@katie_lake) saw my tweet and jumped right in saying:
“Something similar happened here but homeowners were home. Called lawyer/police while company cont to remove contents.”
Isn’t that crazy??? One day all is good in the world, and the next someone is (incorrectly) trying to steal your stuff? AND house?! It probably does no good thinking about what you’d do in that case, or how to even prevent it since the odds it’ll happen to any of us is STILL rare, but it did get me thinking about my “stuff” in general.
How much would I really miss if it disseapared one day? What do I TRULY need/want from it all? Would I even NOTICE half the stuff I’d be missing at the end of the day?
I took a hot minute to think about it, and then came up with a list of the stuff that would REALLY upset me to lose. And that list wasn’t all that long, incredibly enough:
- My coin collection — Half of which I inherited from my grandparents.
- My baseball/basketball card collection— Sorta for the value, but also for the memories it brings back too. And I really want to pass them down to the wee one later on.
- My metal detecting finds — Same with these. Semi-valuable coming from the Civil War and all, but mainly a memory inducer.
- My photo albums — Or rather, the *photos* themselves. The ones all pre-digital age ;)
- My work computer — I back everything up, but the idea of someone else having/stealing it with all its content scares the bejesus outta me. If I ever lose it I hope it’s from a fire over a dumb repo.
- My safe — Where you can find said backup, as well as other important docs like passports, birth certificates, and a big wad of cash. You know, just in case of emergencies like this ;)
- My boxes of notes from middle/high school — I’m gonna come off as a giddy little school girl with this one, but the truth of the matter is that I’d miss all those guys for a while. They’re really the only things I have left from traveling the country/world growing up in the military life, and some small part of me I reckon holds on to them since nothing was ever stable. I could probably do without them if push came to shove, but I’d need at least one last day to read over them all again. Preferably with my old high school friends if I could find them ;)
So, what’s that – 7 things? All of which could fit in the back of my trunk? That’s not too bad, I don’t think… And in reality I could live without all of that too, if I really had to. Now granted you’d *need* more than that to exist in this world like clothes and food and some sort of furniture to sit/sleep on, but all that stuff can be easily replaced without any attachment-problems. Same with all the decorations in our house really, minus maybe the Santa painting ;)
I thought I’d take it a step further and ask what the Mrs. would miss too, and her answers were a bit more… ummm… non-minimalistic? ;) Here’s what was on her list – after I rudely awoken her from her nap so I could get this post finished, haha…
- Our $2,000 mattress/bed — “It’s soooo comfortable!” (She had won it in a contest years back – don’t think we would have bought that thing elsewise ;))
- All her makeup — “It was hard to put it all together!”
- All her clothes — See above
- All her research books/notebooks on her dissertation topic — All stuff needed to help her writer her paper and some pretty hard to come by.
- Her dissertation computer — Where all her other notes and writings are.
- All her jewelry — mainly her engagement ring (she doesn’t wear a lot cuz it scratches the baby), as well as my grandma’s old passed down jewelry to her.
- All our baby’s stuff — ‘Cuz she picked it all out and “it’s all so perfect for him!”
- And a handful of other “memory” items… I won’t bore you with the details of those though. (Read: too embarrassing to post)
So a little different than my take on this, but I think we’d manage okay if we had to clear the house at any given point in time. Minus, let’s say, the big ass bed ;)
But it’s all rather interesting to step back and think about whenever you get in that type of mood. And I forever think about George Clooney’s “backpack” speech too now cuz of that dang Up In The Air movie, haha… That backpack DOES get heavy in our lives!
Anywho, all good stuff to think about over the weekend… Maybe it’s time to de-clutter a little and make some side money getting rid of a few things? What do you think you could comfortably let go of, either now, or later, when your house gets randomly foreclosed on? ;)
I pray a thousand times over that it’ll never happen to any of us, but this world sure is crazy and I wouldn’t put it past it anymore… Better to think about what’s important to us now, than later!
Jay loves talking about money, collecting coins, blasting hip-hop, and hanging out with his three beautiful boys. You can check out all of his online projects at jmoney.biz. Thanks for reading the blog!